What is Included in a Mortgage Payment

October 4, 2025 No Comments

Learn what is included in a mortgage payment, including principal, interest, taxes, and insurance. Understand escrow accounts, mortgage insurance, and a quick trick to estimate your monthly payment.

FHA Loan vs Conventional. Which is better for you?

FHA Loan vs Conventional:Which One is Right For You?

September 2, 2025 No Comments

If you are wondering which is better, FHA or Conventional, the answer is it depends on your situation. Both loan programs have their strengths and weaknesses. Which one is best for you depends on many factors. Today we will look at the biggest things to consider when making this decision.

Excited young couple celebrating in front of their new home, representing first time homebuyer loans and first time homebuyer grants in Columbus, Ohio.

First-Time Buyer in Columbus? There’s a Loan That Pays the Buyer 2% up to $7000 When They Put 1% Down

August 9, 2025 No Comments

If you’re a first-time homebuyer in Columbus, you might qualify for a new loan program that only requires a 1% down payment. This program provides the buyer with a 2% grant from the lender. No repayment is required, and the rate is competitive. This is a great alternative to the popular OHFA first time homebuyer grant program.

Ketty Mejía

13:51 26 Jun 25

Response from the owner 14:56 26 Jun 25

Muchas gracias por la calificación de cinco estrellas, Ketty. Ha sido un placer trabajar con usted. Le deseo todo lo mejor en su nuevo hogar.

daniela franco

10:36 18 Jun 25

Excellent team, they are very patient and help you a lot. They adapt to your needs. They explain everything well and clearly. For someone who had never bought a house, they made the process easier. Thank you very much.

Response from the owner 10:47 18 Jun 25

Agradecemos mucho tus amables palabras, Daniela. Nos alegra saber que nuestro equipo pudo brindarte el apoyo y la claridad que necesitabas durante el proceso de compra de tu casa. Siempre estamos aquí para ayudar y asegurarnos de que nuestros clientes se sientan cómodos y bien informados. ¡Gracias por confiar en nosotros y felicidades por tu nueva casa!

Spence Sunderland

22:27 14 Jun 23

I had a great experience working with Ron, "The Loan Professor". We started with a quick phone call to discuss what we were after. Then he sent me a link so that I could finish up the application. After that his team got the whole thing done in just 3 weeks! I was very happy, would use him again!

Response from the owner 12:06 15 Jun 23

Thank you for taking a few moments to leave me a review. I"m glad that you were happy with my service!

Andrew Miller

14:02 14 May 23

Ron Pero heled us with our loan. I was able to use his online loan process which made it all super easy! Highly recommend.

Steven Ulmes

15:28 04 May 23

I used Ron Pero for my home loan after someone recommended him after I had a bad experience with another Lender. Ron made this process easy and he was extremely efficient. He took the time to explain everything and answer all of my questions. It’s rare to find such excellent service. He was very knowledgeable, efficient and got my loan done in three weeks. ! I got an excellent rate and it was nice to get such personalized service. I will recommend him to all of my family, friends and associates. Thank you again Ron.

Response from the owner 01:57 05 May 23

Thanks so much for your kind words Steve. I was glad to be able to help. Cheers!

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What is Included in a Mortgage Payment

FHA Loan vs Conventional:Which One is Right For You?

First-Time Buyer in Columbus? There’s a Loan That Pays the Buyer 2% up to $7000 When They Put 1% Down

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